Insurance, damages and penalties!

A driver faces all kinds of danger on the road. This is the case for vandalism or loss of the car, and at worst, accident scenarios. These are so expensive that the driver in charge is in difficulty. To remedy this, insurance exists for both the owner and the tenant.

The car rental insurance contract

There are always risks that an accident could happen to any driver. It is important to take all possible precautions. Owner or not, this situation is justified. That is why even rental cars must be insured. Admittedly, the latter is part of the basic rental contract, but it only covers civil liability. This leads the driver himself to pay out of his own pocket for any repairs to the rental car and the damage he suffers with his passengers. So, for more protection, you must take out another insurance policy. This is the case of insurance with a deductible that specifies what the insured or the deductible insurance must cover. In addition, there is the existence of supplementary insurance.

The effects of the car rental insurance contract

The insurance contract always has its consequences regardless of the duration of the car rental contract. Moreover, it takes effect immediately, covering any damage, after signing the agreement and ends at the end of it. It gives rise directly to a payment. The price may even increase if another type of insurance is taken out. But in general, when it costs little, the payment to be made in the event of a claim seems exorbitant and, in this case,, it is a small sum or even nothing at all. It is also important to know the driver at fault to identify the responsible insurer. This sometimes even requires the intervention of a professional.

Incidents not covered by insurance

The insurance conditions must be met in order to be eligible for claim coverage. Here, this contract is related to the car rental contract. As a result, the quality of the tenant and the condition of the vehicle in question are required to comply with the standards in force. Then, there is no insurance when an insured does not pay his premiums or when both contracting parties have decided to extend the contract without notifying the insurer. In addition, insurance companies never cover non-contractual incidents such as a flat tire, for example. And they only cover the entire damage when the agreement provides for it.
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